Medicaid Planning for Long-Term Care

Personal care is expensive, whether at home, in assisted living, or in a nursing home. Providing the same level of care at home or in assisted living can be even more expensive. These costs with few exceptions are not covered by Medicare. Few seniors today have long-term care insurance, and such insurance may not fully cover the costs of the necessary care. Unfortunately, the rest of the senior population must rely on their savings to cover the cost of care.

Few people can afford to pay for long-term care for very long and doing so can leave a healthy spouse destitute and deplete the inheritance a couple has worked long and hard to leave to their family. The Medicaid program pays for nursing home care for those who qualify and for assisted living and in home care. The rules are complicated and ever-changing, and the application process can also be daunting with much backup documentation.

Wickert Law Office has guided seniors and their families through this process helping them to protect their savings and to receive the benefits and care to which they are entitled.